learn what other users had to say about

the Cost of Personal Loans

Price 
Location 
Submitted by  
Description
$ 5500
5
Apr 2008
Tampa Florida
Hard money loans are very expensive  more... close row
$ 0
9
Mar 2008
Amarillo, TX
Working relationship with the bank helps with loans  more... close row
$ 563
8
Apr 2008
East Lansing, MI
Loan to take care of expenses for bar exam  more... close row
$ 545
11
Mar 2008
Anaheim, CA
Personal loan for personal expenses  more... close row
$ 0
8
Jan 2008
Phoenix, AZ
Familiarity with bank paid off  more... close row
$ 3069
7
Jun 2006
Aurora, Colorado
Taking advantage of loan hardship program to delay payments  more... close row
$ 200
17
Feb 2008
Columbus, Ohio
Two hundred dollar loan for car repairs  more... close row
$ 3500
12
Mar 2008
Garland, TX
Loan for a medical bill  more... close row
$ 175
9
Mar 2008
Amarillo, TX
good relationship with bank paid off  more... close row
$ 100
20
Jun 2007
Mount Pleasant, MI
High interest loan due to low credit score  more... close row

Description of service

my husband and I decided to take out a loan last year to help pay for his truck driving school. We got the loan through our bank who we had been with for years. because we didn't have very good credit they had to give us a higher interest rate. We got a 500 dollar loan with a 20 percent interest rate on it.


Review of Service

I was just really happy they were able to work with us and our bad credit. Other places had turned us away for a loan. The interest rate didn't seem too bad since our credit score was below 500 at the time. The bank was wonderful to work with, and they helped us to get our needs met. The interest is a little high but when you need money it is nice to know you can get it.


Tips

If you are considering taking out a loan look at your credit report first. Then look for the bank that can give you the lowest interest rate. It is also a good thing to have co-signers available just incase you need one in order to be able to get a loan. If you have been with your bank for awhile it may be easier for you to get a loan through them.