Description of service
(Price above is for a 6 month premium)
I think for a person my age (26) with no recent violations or accidents, this was a little steep. I didn't quite look around enough and went with 21st Century as it was a well known trustable company.
This price is for full coverage with a $500 deductible. My record only has one speeding ticket for the year 2000 and this was the best price I was able to obtain from this company. I believe my age has a lot to do with the steep price for myself. I believe those with a more aged record may obtain a better quote.
Review of Service
21st Century's customer service is excellent. I got in a hit and run accident in 2001 and was given prompt and immediate service. The claim went through smoothly and there were no problems or hold ups. I got my rental the following day and they were able to give me a list of body shops that did excellent work. I was able to choose which body shop I wanted to leave my car with. I think giving their customers a choice is excellent.
Tips
This company is a good company for someone who has a good (and aged) driving record. I don't recommend it for the younger group as they do charge quite a bit more than other companies if you're younger.
Although I did start off with 21st and had them for over 8 years, I did recently switch to another company as they barely lowered my premium as I got older.
If you can afford a slightly higher insurance and want quality coverage, I do recommend 21st Century.
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