the Price of Combination Checking and Savings Accounts

We have a banking account that is a combination letting us have both checking and savings in one. We have a direct deposit set up which keeps us from having any monthly fees. At this time we enjoy 3.05% APY on our savings and no fees if we have to transfer funds into checking or withdraw from savings. I like having the combo because we have it set up with online bill pay so we can do everything from one place and no stamps. It is practical and smart to use this service if it is offered to you.

The service we have gotten has been over and above what we expected. We are always greeted by name and any problem we may have is taken care of right away. The combo checking savings is simple and affordable and makes it easy to have a savings account with out the cost or hassle of setting one up separately.

Of course any time you are looking at changing banking institutions or even the type of accounts you have make sure you get information, preferably in print that you can take the time to read over. Look at all the fine print concerning fees, withdrawals, daily limits ect.... that may affect your earning potential.