Description of service
The above price is for a combination checking and savings account. There is no monthly fee for this account if I either keep a minimum $250.00 in the savings or if I set up automatic monthly $25 withdrawals from the checking to the savings. I am not required to keep the $25 in the savings account once the withdrawal has taken place. The services also includes an ATM/Debit card and a bill pay service
Review of Service
This is a good service. I don't have any trouble with my account, and it's easy to get information online when I need it. I am the type of person who rarely visits an actual branch, so I don't have much experience with the customer service side of things. The $25 per month that is required to be transferred into checking is really not a big deal because if I wanted to I could set up a recurring transfer of $25 per month to go back into checking via the online banking site. Bill pay is really easy to use and I haven't had any complaints (and it saves me the cost of a stamp.)
Tips
If you're looking to actually make some money with your account, this is not the deal for you. My interes rate is laughable (something like .25% annually.) I imagine this is partly because the account is free. Also, if you're used to any perks with your checking and savings accounts (which I'm not,) then you may want to consider spending a little on fees
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