the Cost of Auto Glass Repair

I was driving down the road and out of nowhere, a rock hit my windshield and caused a chip. One of those pesky annoiances that we all have to deal with at some point or other. No problem, I thought, I have comprehensive insurance, this has happened before. All I need to do is call a repair shop, they'll send somebody out and it will be fixed when I leave work in the morning. So, I called my insurance agent who reminded me of the little "fine print" disclosure that was tucked inside my last auto renewal notice. Guess what? Windshield repair isn't covered outside of my deductible anymore. So, rather than have the mobile repair guy come to my office, I took my truck to their shop. It was almost as convenient, and they only charged $25.

I was happy with the service. And now that I know it's so cheap to get a rock chip repaired, I can understand why insurance companies have stopped paying for it. The last time I got a chip repaired, I used the mobile service, and my insurance company paid $56. Surely, the cost to dispatch the mobile repair guy isn't more than the cost of the actual repair? I think prices came down because consumers weren't willing to pay $56.

Regardless of whether you have insurance that covers rock chips or not, shop around if you need to have one repaired. I've learned a lesson from this - consumerism lowered the price of the windshield repair service. I know that the cost of insurance keeps rising and I think that a lot of it is related to repair costs that consumers don't consider since we're not paying for them. All we care about it how much we have to fork over - let the insurance company pay the balance, right? I mean, that's what we pay premiums for, right? Well, if you examine this mindset, you can see why insurance premiums keep going up. If we don't care what it costs, but the insurance company has to pay it, and they're in business to make a profit..... we'll guess who pays in the long run? So, shop smart no matter who's buying, and we'll all save in the long run.