Description of service
We have the following coverages on the Jeep:
Liability $100,000 per person $300,000 per incident for bodily injury and $100,000 property damage
Personal Injury Protection (Kansas no-fault coverage)
Comprehensive with $500 deductible
Collision with $500 deductible
Emergency Roadside Service
Car Rental coverage at 80% up to $500
Uninsured/Underinsured Motorist $100,000 per person $300,000 per incident
We have the following coverages on the Mercury:
Liability $50,000 per person $100,000 per incident for bodily injury and $50,000 property damage
Personal Injury Protection (Kansas no-fault coverage)
Comprehensive with $500 deductible
Collision with $500 deductible
Emergency Roadside Service
Uninsured/Underinsured Motorist $50,000 per person $100,000 per incident
Death, Dismemberment, Loss of Sight - covers each member of our family for $10,000 (4 people)
Review of Service
Our insurance carrier offers a great combination of friendly local service, toll-free claims service, and online service features. Our agent provided friendly personal service and took time to explain our policy coverage options in detail, as well as the available discounts. We've never had a problem settling claims quickly and fairly, and we've even received dividend checks occasionally (return of premium when the company has a good year for claims experience). I like that I can go online and review my policies or pay my premium for items that aren't on my monthly automatic bank draft. We were able to open a savings account, insure our cars and house, even get our mortgage and auto loans, all from the same place and at great rates! We're very pleased!
Tips
We've been with the same company for several years and have multiple lines of insurance through this carrier.
Because of the safety ratings for the vehicles we own, our good history, and multiple lines, we have the following discounts:
Multiple Line
Accident Free
Multicar
Vehicle Safety
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