Description of service
My place of employment offered a complimentary consultation for retirement planning. This include an hour session with a representative from a company specializing in retirement planning. If I wanted to continue to receive advice or attain additional services, I would then have to pay for it.
Review of Service
I was very happy with the advice that I received from the consultant. It was nice that my work offered this complementary service. The consultant told me exactly what I needed to do to start planning for my retirement. He went over how to set up a good budget, and how to pay down my debt, while putting money into a savings account. He advised trying to get all of this in order before I start planning for retirement, because the interest rate on my credit cards would be higher than any return I would get on investments. He also showed me different investment options, from moderate to aggresive. I found the session very helpful and decided to continue to use his services.
Tips
You should find out if your place of employment offers any kind of retirement planning consultation. Many do and they would be able to get you started on the path to retirement.
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