the Price of Retirement Planning Services

I met with a representative from a financial institution which serves the teachers union that I was working for. This person was very aggressive about meeting with me and it was honestly just easier to meet with her than keep putting her off! But really, I had wanted to start planning for retirement because I've seen my parents forget to do that and it's pretty scary.

The woman was helpful. She told me about the different options I had for retirement savings and which funds were high growth, low growth (safe) and socially responsible. I put my money in half medium growth and half socially responsible because I want to be socially responsible but not at the expense of having money to live on when I am old! Later when I was having trouble paying off my student loans, I changed the amount taken out of my paycheck each month and she was helpful with that too. She was pretty annoying at the beginning but after that was great.

Make sure you remember to save for retirement! My parents didn't do it and it has really screwed them up. It is much better to go without a little right now and have money when you're old. Get someone who will help you and preferably someone who can help you even if you switch jobs, like I did.