Description of service
This insurance is a yearly amount but it can be paid monthly for additional $2.00 per month, so to save a few dollars I pay it all at once. This is a comprehensive policy broken down as follows:
Bodily Injury Liability - $100,000 each person, $300,000 each occurrence
Property Damage Liability - $100,000 Each occurrence
Uninsured Motorists (Bodily Injury) - $50,000 each person, $100,00 each accident
Medical Expense - $2,000 each person
Collision Deductible - $250
Comprehensive Deductible - $250
Review of Service
Luckily, I have not had to make a claim on my motorcycle as of yet. They offer pay over the internet and I can view my policies and claims from my account on their web page, which is very user friendly and a great time saver. They send you monthly reminders of payments due to your email and you can even opt-out of receiving any paper statments at all. The web site is very easy to naviagate and make payments on and they usually respond within 24 hours of all requests.
Tips
I recommned that you shop around for the best price. Luckily because I have my home, 3 automobiles, supplemental life insurance and my motorcycle all insured under the same company, I get huge price breaks. So, I recommend that you check with your existing insurance provider first because they may be able to offer you price breaks where if you go with a third party it may be more expensive.
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