the Price of Health Insurance from an HMO

Large price for couple in good health these were payments that we had to make for necessary visits and so on. No major illnesses or operations.

Employer covered virtually nothing, this was premiums and out of pocket care.

Service was bare minimum. You can't really call it service if they are doing a terrible job of serving you. You were treated as if they were having to pay you for being there and not vice versa. Were treated as if they were doing you a favor by seeing you and not vice versa. It is really hard to have a good appointment and be honest with a doctor if you feel that they cannot wait to get rid of you.

I ended up feeling that I was being treated with no more respect than if I had brought in an appliance for repair. My car mechanic gives my car more respect.

If I had been given a choice I would not have visited this HMO out of choice. It was a terrible experience and I am still with them because I cannot go anywhere else.

If you have a choice, take it. Try to find out who will give you the best care. Remember you may be seeing them for a long time.