learn what other users had to say about

the Price of Overdraft Fees

Price 
Location 
Submitted by  
Description
$ 39
Mar 2008
North Brunswick,NJ
Excessive fees for overdrafting your account  more... close row
$ 33
Apr 2008
Wichita Falls, Texas
Overdrafting up to $400  more... close row
$ 35
Mar 2008
Avon Ohio
Pressure to get a credit card  more... close row
$ 36
Feb 2008
Kalispell, Montana
Overdraft fee increases per day  more... close row
$ 35
Apr 2008
Ann Arbor, Michigan
Overdraft fees really add up  more... close row
$ 32
Feb 2008
Indianapolis, Indiana
Fair overdraft fees avoids returned check fee  more... close row
$ 15
Apr 2008
Baltimore, MD
Overdraft fees lower than other banks  more... close row
$ 29
Apr 2008
East Lansing, Michigan
Overdraft protection is better than all the fees  more... close row
$ 20
Feb 2008
Kansas City, MO
Disputing an overdraft fee can be difficult  more... close row
$ 34
Apr 2008
London, KY
Bank caused overdraft by paying bills early  more... close row
$ 22
Apr 2008
New York, NY
Overdraft fee for bounced check  more... close row
$ 25
Jan 2008
Phoenix, AZ
Overdraft protection for delayed eft  more... close row
$ 30
Mar 2008
Hutchinson, KS
Automatic bill pay and donuts  more... close row
$ 33
Mar 2008
Cashiers, NC
Likening overdraft protection to usury  more... close row
$ 0
Apr 2008
Mableton, GA
Overdraft fee waived once a year  more... close row
$ 27
Apr 2008
Lebanon, OR
Overdraft fee is charged for each transaction  more... close row
$ 39
Mar 2008
Lincolnton, NC
Overdraft fees prevent returned check fees  more... close row
$ 20
Mar 2008
sacramento, ca
Overdraft fees are per transaction instead of per day  more... close row
$ 35
Apr 2008
North Augusta, SC
Standard fee for overdrafting your account  more... close row
$ 35
Jan 2008
Bellmawr, NJ
Surprise overdraft fee  more... close row
$ 35
Feb 2008
Ashland, Ky
No Overdraft Protection From Savings Account  more... close row
$ 25
Feb 2008
Amarillo, TX
Overdraft fee charged because of not balancing checkbook  more... close row
$ 90
Jan 2008
Mount Pleasant, MI
Automatically charged fees  more... close row
$ 35
Jun 2007
Alameda, CA
I let my account become overdrawn  more... close row

Description of service

I let my account become overdrawn because I thought a check had cleared when it hadn't and when I went to figure out my balance, I thought I still had money in my account when I didn't! I also thought I had overdraft protection when I did not.

Each time I got a $35 overdraft charge, I would think that I really needed to make sure there was overdraft protection on my account so it didn't happen again, and then I would forget and get slapped with another $35 fee. It was each time it happened, even if it happened three times in one day.


Review of Service

Well, I was really disappointed that I got charged $35 each time that I had an overdraft charge, but it was really only my fault. I know a lot of people get really upset and try to blame the blank, but it was really only my fault that I was not aware either of how much money I had in my account or how much I would have to pay in overdraft fees.


Tips

Always make sure that you know exactly what you are paying in overdraft fees and where your balance is. I finally got overdraft protection and now do not have to pay $35 each time I go over my balance.